Meet Terry
Mortgage planning, not just a mortgage.
Terry Williams is a Senior Loan Advisor and Certified Mortgage Planning Specialist (NMLS #219863) with Equity Smart Home Loans, Inc. in South Pasadena.
Terry WilliamsSenior Loan Advisor · NMLS #219863
The Approach
The right loan is part of a bigger plan.
Terry is an experienced home mortgage consultant with a demonstrated history in the banking industry. He holds a Bachelor of Science in Real Estate Finance from California State University, Northridge, and the Certified Mortgage Planning Specialist designation.
His specialties are the loans that reward experience: construction financing, FHA and VA loans, home equity, and investment property. He handles straightforward purchases and refinances every day too, and always shows the options side by side so you can see the payment and the long-term cost of each.
Because real estate services are offered under the same roof, buyers and sellers get a coordinated team: the financing is lined up before the search starts, and the loan and the transaction move on one timeline.
What You Can Count On
Four things, every file.
Mortgage planning, not just a rate
As a Certified Mortgage Planning Specialist, Terry looks at how the loan fits your wider financial picture.
Loan and home, together
Financing and real estate under one roof means fewer handoffs and fewer surprises.
Specialty experience
Construction, FHA, VA, home equity and investment property loans.
Direct access
You work with Terry himself, from the first conversation to the closing table.
Who This Is For
If any of this sounds like you.
First-time buyers
You want to know what it really takes to buy here, and a plan to get there.
Move-up buyers & sellers
You need to sell one home and buy the next without getting stuck in between.
Builders & renovators
You are building new, adding on, or taking a home down to the studs.
Investors
You are buying a rental or adding to a portfolio and want the financing built to scale.
Credentials
Licensed, verifiable, and accountable.
Terry’s license can be checked through NMLS Consumer Access at any time.
NMLS #219863
Individually licensed mortgage loan originator with Equity Smart Home Loans, Inc. (Company NMLS #856170).
Certified Mortgage Planning Specialist
CMPS designation, built around planning the loan as part of your overall finances.
B.S., Real Estate Finance
Bachelor of Science in Real Estate Finance from California State University, Northridge.
Real estate under one roof
Real estate services through Equity Smart Real Estate Services (CA DRE #01906808).
