Real Estate Investors
Investment Property Loans
Investing in real estate is a long game. The financing should be structured for the portfolio, not just this one door.
Overview
How Terry approaches it.
Investment property financing has its own rules for down payment, reserves and how rental income is counted. Knowing those rules before you write an offer is the difference between a smooth close and a scramble.
Financing investment property is one of Terry’s specialties. Whether you are buying your first rental or adding to a portfolio, he will structure the loan around your cash flow and your next move.
Terry WilliamsSenior Loan Advisor · NMLS #219863
Highlights
Investment Property Loans at a glance.
Rentals and multi-unit
Financing for single-family rentals and small multi-unit property.
Rental income counted correctly
Know how a lender will read the rent before you buy.
Built to scale
Structured with the next acquisition in mind.
Buy and finance together
Find the property and the loan with one coordinated team.
How It Runs
Six steps, with Terry in every one.
01Conversation & Strategy
Terry starts with your goals, timeline, income, assets and credit, and anything unusual about the scenario.
02Pre-Approval
Your documents are reviewed and verified up front, so your pre-approval holds up when it matters.
03Compare Programs
Loan programs and pricing are compared side by side, with the payment and the long-term cost shown for each.
04Application & Rate Lock
Once you are under contract or ready to refinance, the application is completed and your rate is locked.
05Underwriting & Appraisal
Terry works through conditions as they come up and keeps you and your real estate agent informed.
06Clear to Close
Final figures are reviewed with you before signing, then the loan funds and you get the keys.
Specialties
Other loans Terry focuses on.
First-Time Buyers
Low down payment options and a pre-approval you can actually shop with.
Learn more →VA Loans
A benefit veterans earned: no down payment options and no monthly mortgage insurance.
Learn more →